Honey Banana Apple Loaf Recipe

If you’re anything like me and love a comforting, wholesome baked good that’s bursting with natural sweetness, then you’re going to adore this Honey Banana Apple Loaf Recipe. It’s one of those all-day-eating treats that manages to be healthy, tender, and loaded with flavor all at once. I’m excited to share my little kitchen secrets with you so this loaf turns out perfectly every time!

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Why You’ll Love This Recipe

  • Natural Sweetness: The combination of honey, ripe bananas, and fresh apples creates a delightful, guilt-free sweetness.
  • Simple Ingredients: You probably already have everything needed in your pantry, making it a perfect last-minute bake.
  • Moist & Tender Texture: Thanks to yogurt and fruit moisture, the loaf stays soft for days.
  • Versatile & Kid-Friendly: My family goes crazy for this loaf; it’s as good for breakfast as it is for an afternoon snack.

Ingredients You’ll Need

The magic of this Honey Banana Apple Loaf Recipe lies in its simple, wholesome ingredients—all working together to make a cozy, sweet, and satisfying loaf. A quick shopping tip: use really ripe bananas and crisp apples for the best flavor and texture.

  • Oats or rolled oats: These add hearty texture; I love using oats for a slightly nutty flavor, but wholewheat flour works too.
  • Baking powder & bicarbonate of soda: Essential for that perfect rise and light crumb texture.
  • Ground cinnamon & mixed spice: These warm spices give the loaf its comforting fall vibes.
  • Pecans or walnuts: I use pecans for their buttery crunch, but walnuts are a delicious swap.
  • Ripe bananas: The riper, the better—they add moisture and sweetness.
  • Eggs: Lightly beaten to bind everything together beautifully.
  • Greek or natural yogurt: Adds a creamy tang and keeps the loaf moist.
  • Runny honey: I practically double the amount sometimes, because who doesn’t love that natural, floral sweetness?
  • Sweet apples: Granny Smith, Pink Lady, or Golden Delicious all work great—choose your favorite for a hint of fruity freshness.
  • Raisins: Little pockets of chewy sweetness throughout the loaf.
  • Flaked almonds (optional): For a pretty, toasty topping that adds a lovely crunch.
Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Variations

I love how flexible this Honey Banana Apple Loaf Recipe is—you can easily make it your own by swapping nuts or spices or turning it into a gluten-free version. Play around and find your favorite twist!

  • Gluten-Free Version: Use gluten-free oats or almond flour for a naturally gluten-free loaf. It still tastes amazing, I promise!
  • Add-ins: Try incorporating blueberries or dried cranberries for a fruity punch. When I tried blueberries once, it added a fresh burst that my family loved.
  • Nut-Free: Skip nuts altogether or swap with sunflower seeds if allergies are a concern.
  • Spice it Up: Add a pinch of nutmeg or ginger for an extra cozy aroma during colder months.

How to Make Honey Banana Apple Loaf Recipe

Step 1: Prepare Your Dry Ingredients

Start by preheating your oven to 175°C (350°F) so it’s ready when your batter is done. Then, pop the oats into a food processor and pulse for about 2-3 minutes until they become a coarse flour. I like doing this in 30-second bursts so the oats settle nicely—don’t rush this part! Once processed, stir in the baking powder, bicarbonate of soda, cinnamon, and mixed spice right in a large mixing bowl. This combo gives the loaf its lovely lift and warmth.

Step 2: Chop Nuts and Prep Fruit

I usually blitz the pecans quickly in my food processor for a chunky texture—but a sharp knife works just fine if you don’t have one. Next up, grate or pulse your apples in the processor. I love how this method makes the apples fragrant and evenly distributed in the loaf without the need to peel.

Step 3: Mix Wet Ingredients

Mash those ripe bananas in a separate bowl until smooth—no lumps, please. Then whisk in the eggs, yogurt, and honey. I find using runny honey really helps it blend evenly into the mix. Fold in the grated apples gently to keep things tender.

Step 4: Combine All Ingredients

Pour the banana-apple mixture into your dry ingredients and stir lightly—remember, don’t overmix! You want everything just combined, with no dry pockets of oats. Fold in the raisins and chopped nuts gently. The batter should feel thick but droppable.

Step 5: Bake to Perfection

Line a 9” x 5” loaf tin with parchment paper (I love leaving a little overhang to help lift the bread out later). Pour the batter in and bake for 30 minutes. After that, tent the top with foil to avoid over-browning, then bake for an additional 25-30 minutes until the loaf is firm and a skewer comes out clean. I learned this foil trick the hard way—nothing ruins a loaf like burnt edges!

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Pro Tips for Making Honey Banana Apple Loaf Recipe

  • Oats Texture: Don’t grind your oats too fine—it should still have some texture, like coarse flour. This keeps the loaf from turning gummy.
  • Banana Ripeness: Use overripe bananas with brown spots—they bring out loads of natural sweetness and moisture.
  • Mix Gently: Overmixing makes the loaf dense; stir just enough to combine for lightness.
  • Cooling Patience: Let the loaf cool completely before slicing to avoid crumbly slices—it makes a big difference!

How to Serve Honey Banana Apple Loaf Recipe

A brown rectangular loaf of bread sits on a light wooden board on a white marbled surface. The bread is topped with a layer of toasted sliced almonds, golden and slightly shiny. Three slices from the right side reveal a dense, slightly crumbly texture with small bits and a similar brown color inside. Part of a blue and white striped cloth is seen in the top left corner, and a green pear rests near the upper right edge. photo taken with an iphone --ar 4:5 --v 7

Garnishes

I like to top slices with a light spread of butter or a dollop of Greek yogurt for a creamy touch. Sometimes, to mix things up, I sprinkle a few flaked almonds on top before serving for that extra crunch and visual appeal. It’s a simple detail that really upgrades the experience.

Side Dishes

This Honey Banana Apple Loaf pairs beautifully with a hot cup of tea or coffee. For a heartier breakfast, serve it alongside a bowl of fresh fruit or a smear of cream cheese. I often make this when we have brunch guests, and everyone loves dunking their slices into warm drinks.

Creative Ways to Present

For special occasions, I like to turn this loaf into a beautiful dessert tray by slicing it thick and layering with fresh berries and a drizzle of honey or maple syrup. It also makes a great picnic treat—wrap slices in parchment paper tied with twine for a charming, rustic look.

Make Ahead and Storage

Storing Leftovers

Store leftover loaf in an airtight container at room temperature—it stays fresh for up to 3 days. I usually keep mine in a cool part of the kitchen, and my family manages to eat it before it even gets stale. If you want it to last a bit longer, keep it in the fridge, but the texture will be firmer.

Freezing

I’ve frozen this loaf multiple times with great results. Wrap it tightly in plastic wrap and then foil, or place slices in freezer bags. When I want a quick snack, I pull out a slice and let it thaw at room temperature for a bit—it’s just as delicious.

Reheating

I rewarm slices in a toaster oven or microwave for 20-30 seconds to bring back that fresh-baked warmth. Sometimes I add a little extra honey or butter after reheating for a luscious treat. Trust me, reheated loaf is just as good—if not better!

FAQs

  1. Can I use wholewheat flour instead of oats in this Honey Banana Apple Loaf Recipe?

    Absolutely! If you don’t have oats or prefer flour, substitute by weight—not volume—to get the right texture. The recipe calls for 200g oats, so use about 200g (1.5 cups) of wholewheat flour. You might need to add a bit more yogurt if the batter feels too thick, aiming for a thick but droppable consistency.

  2. How ripe should the bananas be for the best flavor?

    Go for bananas that are very ripe—brown spots and all. They’ll mash easily and provide natural sweetness and moisture, important for the loaf’s soft texture. I always wait until they’re at their sweetest before baking!

  3. Can I make this Honey Banana Apple Loaf Recipe vegan?

    You can, with some swaps! Use a flax or chia egg (1 tbsp ground flax/chia + 3 tbsp water per egg) and substitute yogurt with a plant-based alternative like coconut or almond yogurt. Replace honey with maple syrup or agave. The texture might be slightly different but still delicious.

  4. Why should I cover the loaf with foil halfway through baking?

    Covering the loaf with foil after 30 minutes prevents it from browning too much on top while the inside finishes baking. I learned this tip after a few loaves got too dark on top but were still undercooked inside. It ensures an even bake and a beautiful golden crust!

Final Thoughts

I absolutely love how this Honey Banana Apple Loaf Recipe turns out every single time—moist, fragrant, and packed with wholesome goodness. It’s become a staple in my household, especially for those lazy weekend mornings or when unexpected guests pop by. I can’t wait for you to try it and make it your own; honestly, it feels like a warm hug in loaf form. Happy baking, friend!

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Honey Banana Apple Loaf Recipe

Honey Banana Apple Loaf Recipe

4.8 from 98 reviews
  • Author: Hannah
  • Prep Time: 15 minutes
  • Cook Time: 1 hour
  • Total Time: 1 hour 15 minutes
  • Yield: 1 loaf (9″ x 5″ pan size) 1x
  • Category: Baking
  • Method: Baking
  • Cuisine: British
  • Diet: Vegetarian

Description

This Honey Oat Apple and Banana Loaf is a wholesome and naturally sweetened bread, packed with nutritious oats, ripe bananas, juicy apples, nuts, and raisins. Perfect for a healthy breakfast or a satisfying snack, this loaf combines comforting spices like cinnamon and mixed spice with the natural sweetness of honey and fruit, baked to a moist, tender finish. Its simple ingredients and straightforward preparation make it an excellent choice for a nourishing homemade treat.


Ingredients

Scale

Dry Ingredients

  • 2 cups / 200 grams oatmeal or rolled oats (or substitute with 1.5 cups / 200 grams wholewheat flour)
  • 1 teaspoon baking powder
  • ½ teaspoon bicarbonate of soda
  • 1 teaspoon ground cinnamon
  • 1 teaspoon ground mixed spice
  • ½ cup / 50 grams pecans or walnuts
  • ½ cup / 50 grams raisins

Wet Ingredients

  • 2 ripe bananas
  • 2 large eggs, lightly beaten
  • ¼ cup / 60 ml Greek or natural thick yoghurt
  • ¼ cup / 60 ml runny honey (add more for sweeter taste)
  • 2 sweet apples (Granny Smith, Pink Lady, Golden Delicious, or equivalent)

Optional Topping

  • 12 tablespoons flaked almonds

Instructions

  1. Preheat Oven: Preheat your oven to 175°C / 350°F to ensure it reaches the right temperature before baking.
  2. Process Oats: Place the oats in a food processor fitted with a metal blade and pulse for 2 to 3 minutes until they become a coarse flour. Transfer to a large mixing bowl and stir in the baking powder, bicarbonate of soda, cinnamon, and mixed spice. Set aside.
  3. Chop Nuts: Coarsely chop the pecans or walnuts using a food processor or a sharp knife and set them aside.
  4. Mash Bananas: In a small bowl, mash the ripe bananas until smooth with no lumps.
  5. Combine Wet Ingredients: Transfer the mashed bananas into a separate large bowl. Add the lightly beaten eggs, Greek yoghurt, and runny honey then mix thoroughly until smooth and well combined.
  6. Prepare Apples: Grate the apples or pulse them briefly in the food processor. Add the grated apples to the wet banana mixture and mix well.
  7. Mix Wet and Dry: Pour the combined wet ingredients into the dry oat mixture. Stir gently with a spatula until just combined, making sure there are no dry oats left visible. The batter should be thick but dropping in consistency.
  8. Add Nuts and Raisins: Fold in the chopped nuts and raisins gently until evenly distributed throughout the batter.
  9. Prepare Baking Tin: Line a 9″ x 5″ (23cm x 12.5cm) loaf tin with baking parchment, leaving an overhang to lift out the loaf easily.
  10. Transfer Batter and Bake: Pour the batter into the prepared loaf tin, spray or sprinkle optional flaked almonds on top if using. Bake in the preheated oven for 30 minutes.
  11. Cover and Continue Baking: After 30 minutes, cover the loaf loosely with tin foil to prevent excessive browning. Bake for an additional 25 to 30 minutes, until the loaf is firm to the touch and a skewer inserted in the center comes out clean.
  12. Cool: Remove the loaf from the oven and allow it to cool completely in the tin before lifting out and slicing. Cooling helps prevent crumbling.

Notes

  • When processing oats in the food processor, pulse in 30-second bursts to ensure even grinding without overheating.
  • If using a food processor to chop nuts and apples, clean between uses or process nuts first, then apples to avoid moisture transfer.
  • If you don’t have a food processor, grate apples using a cheese grater and chop nuts finely by hand.
  • Do not overmix the batter once combining wet and dry ingredients to maintain a tender crumb.
  • Cover the loaf with foil after 30 minutes of baking to avoid over-browning on top.
  • Allow the loaf to cool completely before slicing to avoid crumbling.
  • Substitute wholewheat flour for oats by weight: 200g oats = 200g (about 1.5 cups) wholewheat flour; slightly adjust yoghurt if batter feels too thick.
  • Store in an airtight container at room temperature; loaf stays fresh up to 3 days.

Nutrition

  • Serving Size: 1 slice (approx. 1/12 of loaf)
  • Calories: 180 kcal
  • Sugar: 12 g
  • Sodium: 120 mg
  • Fat: 7 g
  • Saturated Fat: 1 g
  • Unsaturated Fat: 5 g
  • Trans Fat: 0 g
  • Carbohydrates: 27 g
  • Fiber: 3 g
  • Protein: 4 g
  • Cholesterol: 35 mg